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Is owning a home dream of yours?

If you are planning to buy your first home or are moving to a new home we can help you navigate through the options available.

First ask yourself, “am I ready to buy?” As any financial advisor will tell you – look at your budget and determine what you can afford. Purchasing a home forces you to take analysis of your credit and can be one of the most important and impactful financial decisions you will make.

Use our mortgage calculators as a guide to planning.

Make sure you have a long-term financial plan that takes into account property taxes and homeowners insurance.

Also, work on establishing an emergency fund for the inevitable expense of home repairs. This can be as simple as setting up a savings account and socking a little bit of money away each month.

If you are a first time homebuyer we have options that can help make home ownership easier then you think.

Take action and get preapproved. We can give you a commitment, which will make your offer on a new home attractive to the seller.

Finally select the mortgage that is right for you. An adjustable-rate or balloon mortgage may be a better option if you expect to live in your home for a short time. A fixed-rate mortgage might be best if you want to insure your monthly principal and interest portion of your payment will remain the same through the life of your loan.


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