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and Earn up to $200 in Gift Cards

Take back control of your auto loan. Refinance your vehicle at Virginia Coop Credit Union and we’ll reward you with more than a low rate.

Refinancing your vehicle is quick, easy, and could save you hundreds of dollars over the life of your loan. Upon refinancing we will give you up to a $200 gift card**. We make the loan process quick and easy – what do you have to lose?

It’s So Easy!
As a valuable member/owner we want to make sure this offer is worth your while. If we can’t beat your current rate with our every-day low rates, we will match it down to 2.49% APR* and still give you the gift card* if we refinance your auto loan.

Don’t delay; take advantage of this great offer, call a loan officer today at 218-741-5644, or stop by our office. This offer is subject to expire without notice.

*APR Annual Percentage Rate.
Rates are quoted “as low as” and are subject to evaluation of your credit. Rates may vary from the rate shown. Valid on auto loans currently financed with a lender other than Virginia Coop Credit Union. Terms and conditions are subject to change without notice.

Minimum amount financed must be greater than $5,000 for both the gift card and the rate match offer. The gift card will be awarded after refinance of vehicle. The value of the gift card will be determined as follows:

Gift Card Value Amount Financed of Loan
$50.00 $5,000-9,999.99
$100,00 $10,000-14,999.99
$150.00 $15,000-19,999.99
$200.00 $20,000+
Drive auto loan back to VCCU



811 4th Street North
Virginia, MN 55792


Lobby, Mon-Fri: 9 am - 5 pm
Drive-Up, Mon-Fri: 8:30 am - 5 pm

Contact Us

Phone: (218) 741-5644
Toll Free: 1-877-741-5644
Audio Teller: (218) 305-4068
Lost VISA Card: 1-800-325-3678
Lost Shazam MasterCard: 1-866-508-2693
Shazam Dispute Number: 1-833-288-1126

Email: vccu@vccu.org

Got Questions?

Give us a call at 218-741-5644. We're here to help!