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Location & Hours

VIRGINIA COOP CREDIT UNION
811 4th Street North
Virginia, MN 55792
Click here for a map.

Phone: (218) 741-5644
Toll Free: 1-877-741-5644
Email: vccu@vccu.org

Lost/Stolen VCCU VISA Credit Card: 1-800-325-3678

Lost/Stolen Shazam MasterCard Debit Card: 1-866-508-2693

The Audio Response System allows a member to access their account(s) 24 hours a day, 7 days a week to transfer funds, find out what deposits have been made, what checks have cleared. Contact the Credit Union to obtain your own personal P.I.N.

Audio Teller: 877-741-6632

Lobby Hours

Monday thru Friday: 9 am – 5 pm

Drive Up Hours

Monday thru Thursday: 8:30 am – 5 pm
Friday: 8:30 am – 5:30 pm

VCCU office location
View Holiday Closings
2019 2020
New Year’s DayJanuary 1January 1
Martin Luther King, Jr. DayJanuary 21January 20
President’s DayFebruary 18February 17
Memorial DayMay 27May 25
Independence DayJuly 4July 3
Labor DaySeptember 2September 7
Columbus DayOctober 14October 12
Veterans DayNovember 11November 11
Thanksgiving Day &  Day After ThanksgivingNovember 28 & 29November 26 & 27
Christmas DayDecember 25December 25

* Saturday

WHO WE ARE

About VCCU

Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs.

Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them at legitimate rates of interest. Eight original members each purchased a $5.00 share in the Credit Union, which is still our share price today. Membership is composed of those who are members and employees of cooperatives located in Virginia, MN, and employees of the Credit Union.

VCCU changed its bylaws in 1997 to include members of Lake Country Power, a member-owned utility. VCCU incorporated Vermillion Financial Services in 1999 to provide our members with financial and insurance services.

The Credit Union is member-owned and holds a membership meeting every spring. The members nominate and vote on for the board of directors, which help direct the credit union in its decision making processes.

The goal of VCCU is to keep our money local. We are one of the few financial institutions in town where loan decisions are made locally. The money deposited by our members goes to help other members finance cars, trucks, motorcycles, home repairs, and other purchases which primarily occur at area businesses.

About Our Members

Virginia Coop Credit Union is not open to everyone. Our bylaws state that our field of membership is limited to those who are:

  • Members and employees of cooperatives located in Virginia, Minnesota, and employees of the Credit Union.
  • Members of Lake Country Power, a member-owned utility.

In addition to a regularly qualified member, the spouse of a member, the blood or adoptive relatives of either of them and their spouses may be members.

Once a member, always a member!
When a member leaves the credit union, that member and all individuals who became members by virtue of his or her membership may continue as members. The surviving spouse of a regularly qualified member, and the blood or adoptive relatives of either of them and their spouses may become members.

 Coop Credit Union sign circa 1960s

Coop Credit Union sign circa 1960s

VIRGINIA COOP CREDIT UNION

Address

811 4th Street North
Virginia, MN 55792

Hours

Lobby, Mon-Fri: 9 am - 5 pm
Drive-Up, Mon-Thu: 8:30 am - 5 pm
           Fri: 8:30 am - 5:30 pm

Contact Us

Phone: (218) 741-5644
Toll Free: 1-877-741-5644
Lost VISA Card: 1-800-325-3678
Lost Shazam MasterCard: 1-866-508-2693

Email: vccu@vccu.org

Got Questions?

Give us a call at 218-741-5644. We're here to help!