Location & Hours
VIRGINIA COOP CREDIT UNION
811 4th Street North
Virginia, MN 55792
Click here for a map.
Lost/Stolen VCCU VISA Credit Card: 1-800-325-3678
Lost/Stolen Shazam MasterCard Debit Card: 1-866-508-2693
The Audio Response System allows a member to access their account(s) 24 hours a day, 7 days a week to transfer funds, find out what deposits have been made, what checks have cleared. Contact the Credit Union to obtain your own personal P.I.N.
Audio Teller: 218-305-4068
Monday thru Friday: 9 am – 5 pm
Drive Up Hours
Monday thru Friday: 8:30 am – 5 pm
View Holiday Closings
Martin Luther King, Jr. Day, January 18
President’s Day, February 15
Memorial Day, May 31
Independence Day, July 5 (observed)
Labor Day, September 6
Indigenous Peoples Day/CU Forward Day, October 11
Veterans Day, November 11
Thanksgiving Day, November 25
Day After Thanksgiving, November 26
Christmas Eve, December 24 – Closing at noon
New Years Eve, December 31 – Closing at 3 pm
WHO WE ARE
Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs.
Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them at legitimate rates of interest. Eight original members each purchased a $5.00 share in the Credit Union, which is still our share price today. Membership is composed of those who are members and employees of cooperatives located in Virginia, MN, and employees of the Credit Union.
VCCU changed its bylaws in 1997 to include members of Lake Country Power, a member-owned utility. VCCU incorporated Vermillion Financial Services in 1999 to provide our members with financial and insurance services.
The Credit Union is member-owned and holds a membership meeting every spring. The members nominate and vote on for the board of directors, which help direct the credit union in its decision making processes.
The goal of VCCU is to keep our money local. We are one of the few financial institutions in town where loan decisions are made locally. The money deposited by our members goes to help other members finance cars, trucks, motorcycles, home repairs, and other purchases which primarily occur at area businesses.
About Our Members
Virginia Coop Credit Union is not open to everyone. Our bylaws state that our field of membership is limited to those who are:
- Members and employees of cooperatives located in Virginia, Minnesota, and employees of the Credit Union.
- Members of Lake Country Power, a member-owned utility.
In addition to a regularly qualified member, the spouse of a member, the blood or adoptive relatives of either of them and their spouses may be members.
Once a member, always a member!
When a member leaves the credit union, that member and all individuals who became members by virtue of his or her membership may continue as members. The surviving spouse of a regularly qualified member, and the blood or adoptive relatives of either of them and their spouses may become members.
Coop Credit Union sign circa 1960s