Home Loans

You make the memories. We make them possible at VCCU.

Low Auto Rates + Gift Card Rewards = Refi

Do the Math!

Bank on YOUR schedule, not ours.

Mobile & Online Banking

IMPORTANT NOTICE
Our offices will be closed on Thanksgiving Day, and on Friday, November 24th as well. Remember, our ATM and online banking services are available 24/7!

ONLINE BANKING

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A HISTORY OF SAVINGS

We’re a credit union, not a bank. Unlike banks, VCCU is a not-for-profit cooperative owned by its members. We return our profits to our members in the form of better rates and fewer fees.

We’ve been a cooperative since 1937. The traditions of credit unions are near and dear to our hearts; not for profit, but for people. As a cooperative, we’ll look for ways to save you money.

Auto Loans and more
No matter what sort of ride you want, we’ve got the loan you need. We offer great rates on autos, motorcycles, ATVs, snowmobiles, boats, jet skis, campers, and RVs. You’ll even get a 0.25% discount for using VCCU automatic payments.

Full-service home lender
Whether you want a first home or a cabin getaway, a fixed-rate or line-of-credit home equity loan, a new purchase or a refinance, stop at VCCU first. Our loan officers are the home loan professionals, and they’ll do what they can to make the process painless – all while finding the best loan for you.

We’re always open.
Okay, not always, but we offer a variety of Online Services that are available 24 hours/day to make things simple and convenient. Plus, you have access to an entire network of ATMs you can use with no fees.

You can come in or call anytime. We love it!

GREAT LOAN RATES

We’re proud of our low loan rates! Our staff can help you find the right loan at a rate you’ll love.

Start here.

CHECKING & SAVINGS

Tired of surprise fees in your monthly checking or savings statement?

Fewer fees here.

FREE ONLINE SERVICES

Want online banking and mobile apps without extra costs? You’ve got it!

Find out more.

VIRGINIA COOP CREDIT UNION

811 4th Street North
Virginia, MN 55792

Hours

Lobby, Mon-Fri: 9 am - 5 pm
Drive-Up, Mon-Thu: 8:30 am - 5 pm
                  Fri: 8:30 am - 5:30 pm

Phone Numbers

Main: (218) 741-5644
Toll Free: 1-877-741-5644
Lost VISA Card: 1-800-325-3678
Lost Shazam MasterCard: 1-866-508-2693

Send us an email.

Got Questions?

Give us a call at 218-741-5644. We're here to help!