VCCU Deposit Services
Virginia Coop Credit Union passes its earnings along to our members in the form of fewer fees and better rates. Teaching financial thrift is the core of what makes Virginia Coop Credit Union different.
All VCCU deposit accounts are federally insured to at least $250,000 by the NCUA, the National Credit Union Administration, a U.S. Government agency.
- No minimum balance required. Yes, that easy.
- No tricks or gimmicks. It’s that simple.
- Convenient and online. We have several tools to help manage your account on-the-go from:
- Free Online Banking
- Free debit/ATM cards, directly connected to your checking account, so you’ll always have access to your funds when you need them.
- Overdraft line of Credit Available – let’s talk and see if this is right for you.
- Free ATM withdrawals in the Shazam Network.
Sign up for free eStatements!
Did you know that approximately 85% of identity theft cases start with stolen paper forms, such as bank statements? Virginia Coop Credit Union charges a monthly $2.00 fee to mail paper statements. We strongly urge our members to use eStatements through Online Banking instead. They’re faster, safer, and free of charge.
Get checking with VCCU and save. Stop in today to open your account, or call us at 218-741-5644.
Our routing number is 291276601.
Make the Switch!
VCCU SAVINGS ACCOUNTS
YOU MUST HAVE SHARE ACCOUNT to become a member. This basic savings account also serves as your “share” of ownership in Virginia Coop Credit Union, a member-owned cooperative. The minimum balance of the share account is $5.00, the same as when we were founded in 1937.
Certificates of Deposit
Don’t be fooled by those three-month “specials” — VCCU has the competitive rate you need for the long term. When you want to invest in a CD, call us first!
Club accounts are helpful when you’re saving for a special event such as a vacation or the holidays. You can automatically deposit a small sum of money into your club account each month. Call us at 218-741-5644 to set up your Club Account, and start saving!
Little Ranger Accounts
You’re never to young to start saving! Parents and grandparents, you can set up a Little Ranger account for your child or grandchild and set them on their way towards a more profitable future.
Start saving today! To open an account for you or a loved one, simply drop by our office or call 218-741-5644 to get started.
VIRGINIA COOP CREDIT UNION
811 4th Street North
Virginia, MN 55792
Lobby, Mon-Fri: 9 am - 5 pm
Drive-Up, Mon-Fri: 8:30 am - 5 pm