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Remote Deposit Capture

Deposit checks right from your phone!

What is RDC?

Remote deposit capture, or RDC, lets you
deposit checks remotely.

RDC is a safe and easy way to deposit checks
without having to come to the bank. This will save
our members time, and it is a socially distanced way to do your banking.

How to Use RDC

Use our App!

  1. Sign your name(s) on the back of the check and write “for mobile deposit only” under the
  2. Log into the app and click on the deposit icon
    on the bottom menu.
  3. Follow the prompts to deposit your check.

Other Information about RDC

  • Most funds are available next day, but some may take up to two days.
  • Can deposit up to 10 checks a month or up to
    $2500 a month.
    – Weekdays: 3 checks a day or $1000
    – Weekends: 4 checks a day or $1500


  • Use good lighting and a dark background to help the check be easy to read in the photo.
  • Hold on to checks for two weeks in the event the check is rejected for a bad photo image.
  • Look at your account before using the money
    from the check to make sure it is available.

iPhone™, iPad™, and ipod touch™ users

VCCU Mobile Banking App is available on the iTunes App Store

Android™ users

VCCU Mobile Banking App is available on Google Play



811 4th Street North
Virginia, MN 55792


Lobby, Mon-Fri: 9 am - 5 pm
Drive-Up, Mon-Fri: 8:30 am - 5 pm

Contact Us

Phone: (218) 741-5644
Toll Free: 1-877-741-5644
Audio Teller: (218) 305-4068
Lost VISA Card: 1-800-325-3678
Lost Shazam MasterCard: 1-866-508-2693
Shazam Dispute Number: 1-833-288-1126

Email: vccu@vccu.org