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People Over Profit

At Virginia Co-Op Credit Union, we stand apart from big banks because we put people before profit. Where large institutions often see numbers we see neighbors, families, and dreams worth investing in.

Our members are our owners — not shareholders — which means every dollar earned is reinvested in the community through better rates, lower fees, and personalized service. We take pride in knowing your name, understanding your story, and helping you reach your goals with care and integrity.

While big banks focus on growth, we focus on you. That’s what it means to be a community credit union — a financial partner that values connection, trust, and community above all else.

Chisholm branch 2026

GREAT LOAN RATES

Let us help you get the loan you need at a rate you’ll love.

Apply now.

CHECKING & SAVINGS

Tired of surprise fees in your monthly checking or savings statement?

Fewer fees here.

FREE ONLINE SERVICES

Want online banking and mobile apps without extra costs? You’ve got it!

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Got Questions?

Give us a call at 218-741-5644. We're here to help!